Why MÖSARSY Is Using Crowdfunding to Build the Future of Debt-Free Financ

At MÖSARSY, our mission is simple but ambitious: give communities the power to save, lend, and grow together — without ever going into debt. We’ve built a platform inspired by traditional ROSCAs (tandas, susus, chamas), but adapted for the digital era so it’s transparent, automated, and scalable anywhere in the world.

To turn our vision into reality at full scale, we need resources for technology development, market expansion, and community outreach. After considering different funding options, we chose to raise capital through a crowdfunding platform like StartEngine — and here’s why.

1. Opening the Door for Everyone

Traditional fundraising is often reserved for venture capital firms, banks, or high-net-worth investors. Crowdfunding flips that model by allowing everyday people to invest directly in companies they believe in. For MÖSARSY, this means our future users, partners, and supporters can own a piece of the platform they’re helping to grow.

2. Staying True to Our Mission

Our entire platform is about community empowerment and inclusivity. Using a crowdfunding platform mirrors that philosophy — we’re not just building for the community, we’re building with the community. This way, we raise funds without giving up our core zero-debt, user-first principles.

3. Transparency and Trust

Crowdfunding platforms like StartEngine are regulated under SEC rules, requiring full financial disclosures and structured reporting. This means our investors — whether they put in $100 or $10,000 — have clear insight into how MÖSARSY is growing and where their money is going.

4. Building a Network, Not Just Capital

Crowdfunding doesn’t just bring in funding — it builds an army of advocates. Investors often become our best ambassadors, sharing MÖSARSY with their own communities and networks, helping us grow faster.

5. Fueling Development and Expansion

The funds raised will be invested directly into:

·                  Finalizing and launching our MVP (Minimum Viable Product)

·                  Adding new features like multi-ring support, payout tracking, and member dashboards

·                  Expanding into new markets across the U.S. and globally

·                  Marketing and user education to onboard thousands of first-time users

🚀 Join the Movement

We believe finance should be fair, accessible, and built on trust. Crowdfunding lets us share that mission with the people who care most — and give them the opportunity to invest in the future of community-based, debt-free finance.

Together, we can make debt-free banking a reality.

Angel Garcia Ontiveros

Founder, MÖSARSY

Financial empowerment, built on trust.